Read frequently asked questions about auto title loans to learn more about the each step of the process.
How much do I qualify for?
We are not a lender. We will try to find you a lender. If we are successful, the lender you have been paired with may then offer you a loan amount.
What requirements do I have to meet?
Be at least 18 years of age to apply for an Auto Title Loan.
Be employed or have a regular source of income (disability, Social Security, etc.)
Minimum income varies by state and lender
Must have a valid government issued form of ID
Additional requirements and restrictions may apply
How long does the process take?
AutoTitleLoans.com's loan request process takes only a few minutes. After you submit your information, it should only a take a few minutes to find out if you have been paired with a loan provider.
How soon can I have the money?
In some cases, you can get your cash as soon as the next business day. The exact time period depends on the specific lender and their processes.
When do I sign a loan agreement?
Once your information has been submitted, sent to a lender, and if it has been approved by the lender, your lender will present the terms of the loan along with any disclosures. At that time, you should read and review their terms before signing their agreement.
My credit is bad. Can I still apply?
All credit scores are eligible. With title loans, your credit score does not typically affect your loan request. Please be sure to provide correct, up-to-date information when requesting a title loan to make the process go more smoothly.
What do you charge for your loan request service?
Submitting a loan request through our site is completely free and we charge nothing for our title loan pairing service.
What is the total cost of a loan?
Because the terms of your loan are dictated by your lender, we cannot tell you exactly how much your loan will cost. If you are paired with a lender and they send you a loan offer, the agreement should show the total cost of your loan.
What can I use the money for?
Our loan request form does not ask you to list a reason for your loan. If you are paired with a lender, the lender may ask you for this information when determining whether or not to offer you a loan.
When do I repay my loan?
Your lender will disclose the terms of repayment. Please review their terms carefully to be sure that you understand the agreement.
How does the loan request process work?
All you need to do is fill out our brief questionnaire and click the “Submit Your Request” button. Then we will try to find you a lender. Click Here to begin.
What types of loans does AutoTitleLoans.com offer?
We are not a lender and so we do not offer loans directly. What we do is pair you with a lender. Our network of lenders offer title Loans (a.k.a. ‘You Drive’ or ‘Pink Slip’ loans) that allow you to use your vehicle as collateral, keep driving it, and borrow up to 80% of the value.
Does my car need to be completely paid off?
If you still owe money on your vehicle, the lender may choose to pay off that debt depending on your loan package.
How do I qualify for a Title Loan?
Qualifying for a Title Loan is simple, easy, and can be done in as little as 15 minutes. Once you complete our online form and are connected with a third party lender, your loan agent will inform you of any additional requirements.
I lost my job. Can I still apply for a Title Loan?
Some lenders may choose to offer you a loan even if you are unemployed. This can be because since your car serves as collateral for the loan, there is less risk for the lender. You need to be extra careful, though, and make sure you have a way to pay off the loan to avoid losing your car.
Where are Auto Title Loans availalble in the US?
Below is a list of states where Auto Title Loans are available. You may request auto title loan in any of the following states: Alabama, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Kentucky, Mississippi, Missouri, Minnesota, Montana, Nevada, New Hampshire, New Mexico, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin.